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Post by captslapper on Feb 6, 2022 11:25:00 GMT
You're not half as bright as you think you are mate. Seriously. You really dont need to particularly bright to see what is on the face of it an absurd claim .. and spend a whole minute of your time finding the ACTUAL FACTS that prove the claim is indeed absurd. Thinking we'll not own anything in 8 years time is on a par with flat-earthers in its deluded lunacy. Ive provided you with the inconvenient FACTS that show the direction of travel for renting homes is actually going the opposite way to what you choose to insist it is. Your response is to pretend to be, or simply be, incapable of understanding what the link is even illustrating, and then continue reciting your rubbish like its some kind of chant. It is like trying to reason with someone who's been totally absorbed into a mind-controlling religious sect. Russell fucking Brand of all people taking the role of some sort of enlightened guru! It seems no amount of evidence, facts or logic will make any difference whatsoever because it can be simply dismissed by a claim that all the non-believers have been brainwashed by the 'propaganda' of the devil ( the MSM, the government, Bill gates etc ) It really isn't hard to pull your arguments to pieces Wilson.. they tend to have more glaringly big holes in them than a Swiss cheese. Even an idiot like me can do it very easily.  |
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Post by londontown on Feb 6, 2022 11:32:18 GMT
Is it just me, or is this man as creepy as feck? He might use all the buzz words like sustainability, but he's a classic Bond villain!
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Post by Wilsonwilson on Feb 6, 2022 11:45:53 GMT
Thinking we'll not own anything in 8 years time is on a par with flat-earthers in its deluded lunacy. I'm not taking it that literally. What I'm taking from it is that the WEF have way more power and influence that you're willing to accept and this is their vision of how they want to shape the future on this planet. Ive provided you with the inconvenient FACTS that show the direction of travel for renting homes is actually going the opposite way to what you choose to insist it is. Your response is to pretend to be, or simply be, incapable of understanding what the link is even illustrating, and then continue reciting your rubbish like its some kind of chant. No, I've also provided inconvenient FACTS that show renting is on the increase and occupier home ownership is falling. The problem here, is ownership may be rising, but it's not the occupiers buying up property. On any new build sink estate around where I live, the bulk of flats etc are bought up by investment companies, or private landlords. You really don't see the world through the same eyes as me if you can't see how society is being formed to rent and not own expensive assets. PCP, leasing and renting cars was practically unheard of 10 years ago, most people bought cars on bank loans, hire purchase or finance which meant you actually owned something at the end. Take the Laser Eye Surgery example, as it has to be one of the most absurd things to price monthly. If you default, what do they do, take your eyes? Now let's look at the * bit the hard of thinking don't bother reading nowadays... "From" £1860.80 PER effing EYE! £3721.60 for both. The same Google No1 hit paid advert claims "£595 per eye." They're praying on the gullible and more and more are falling for monthly subscriptions instead of buying outright, like those stores where the DSS buy 60" LED TV's for £8 a month for the rest of your life. I remember renting TV's in the 70's. We're going backwards. lp.opticalexpress.co.uk/oe-uk-lp-laser-cam-id-v9/?cam_id=23055&gclid=Cj0KCQiAgP6PBhDmARIsAPWMq6k7EIgQWJrI998O0_4AQmuoT5PdetMAStVr_eV6Gq05g6u7KDOCeTAaAgrxEALw_wcB It is like trying to reason with someone who's been totally absorbed into a mind-controlling religious sect. Russell fucking Brand of all people taking the role of some sort of enlightened guru! It seems no amount of evidence, facts or logic will make any difference whatsoever because it can be simply dismissed by a claim that all the non-believers have been brainwashed by the 'propaganda' of the devil ( the MSM, the government, Bill gates etc ) There are two types of people now, those who question the establishment and boy is there a lot of corrupt sh1t going on now with large tech controlling much of the media, or there are people who believe the establishment controlling the large tech media, are being honest and fair, or simply can't be arsed to think for themselves, so just go along with the media fed, "petrol shortages" status quo It really isn't hard to pull your arguments to pieces Wilson.. they tend to have more glaringly big holes in them than a Swiss cheese. Even an idiot like me can do it very easily.  No, what you do, is dismiss the entire subject, based on one tiny irrelevant side point, which you believe backs your side derailing argument, with just one source from a corrupt, large tech owned media search engine with a reputation for censorship and placing information it wants you to see. |
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Post by Wilsonwilson on Feb 6, 2022 12:03:49 GMT
Here Slapps, the latest ONS figures explain what's going on with home ownership. www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/researchoutputssubnationaldwellingstockbytenureestimatesengland2012to2015/2020Look at the graph about a quarter of the way down. Owning homes outright has gone up. Now this is due to the old generation who have paid off their mortgage getting larger. Many of these assets will be handed back to the state to pay for elderly care. Of that there is no doubt. Private rental and social rental have both increased, whilst ownership of a home via a mortgage has fallen. It doesn't take a genius to work out that the numbers in the future with paid off mortgages will start to fall. Do you understand that? Look at the graphic. Ownership is only increasing for the older mortgage paid off group. In all other group, mortgaged ownership is falling and all types of rental increasing. |
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Post by captslapper on Feb 6, 2022 12:11:30 GMT
'Ownership is rising but its not the occupiers being up property'
Fucks sake!
LANDLORDS DO NOT LIVE IN THE HOUSE THEY RENT OUT!!!!!!
The FACTS are that the proportion of houses THAT ARE LIVED IN BY PEOPLE WHO ARE RENTING IS FALLING!!!! FALLING!!!!
If all these houses were being snapped up by landlords as you claim, the proportion of houses that are lived in by people who are renting would be going up... its going DOWN!!!
If the proportion of houses that are being lived in by people who are renting is FALLING, then it has to mean the proportion of houses that lived in by people who own the property is RISING!
Unless of course all these landlords are snapping up huge amounts of houses ( at way above market value for some reason ) and then REFUSING to rent them out, preferring to leave them empty?
Ask Russell.. see if thats what he thinks must be happening!
And laser eye surgery?? What the fuck has people paying for that on credit ( cos its expensive ) got to do with society not owning anything in a few years time??
What a leap into the absurd is that??
It might illustrate how ineffective our NHS is that people have to...dentists have had payment schemes for many years ,, but thats about it.
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Post by captslapper on Feb 6, 2022 12:30:12 GMT
Here Slapps, the latest ONS figures explain what's going on with home ownership. www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/researchoutputssubnationaldwellingstockbytenureestimatesengland2012to2015/2020Look at the graph about a quarter of the way down. Owning homes outright has gone up. Now this is due to the old generation who have paid off their mortgage getting larger. Many of these assets will be handed back to the state to pay for elderly care. Of that there is no doubt. Private rental and social rental have both increased, whilst ownership of a home via a mortgage has fallen. It doesn't take a genius to work out that the numbers in the future with paid off mortgages will start to fall. Do you understand that? Look at the graphic. Ownership is only increasing for the older mortgage paid off group. In all other group, mortgaged ownership is falling and all types of rental increasing. Private rental and social rental is flatlined on the chart in your link. It isn't going up. If it showed the PROPORTION of houses occupied by renters, it would fall, as shown on the link I put up. Ownership by way of mortgage has only fallen because the amount of paid off ownership has risen ( owning homes outright has gone up.. ie they dont have a mortgage anymore! ) When the elderly go into homes, the house gets sold to fund it. the government dont take the house.. they use the money it generates. The house gets bought by other people to live in. So yeah it does show whats going on.. and again its clearly nothing at all like you think it is. |
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Post by Wilsonwilson on Feb 6, 2022 12:31:17 GMT
I give up.
If you can't even understand the logic behind my last post, there's no point explaining the errors in your thought process.
Well over 1,500,000 houses have been built in the last 10 years. In my town alone, they've built 30,000 new homes in the last decade.
Homes owned by occupier mortgages has fallen by over 10% in that period. Who do you think is buying them from the developer then?
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Post by Wilsonwilson on Feb 6, 2022 12:40:24 GMT
Private rental and social rental is flatlined on the chart in your link. It isn't going up.  Simply not true. Look at it. Private rental went up from 4,273,390 to 4,780,335 in 8 years, an increase of 12% In the same timeframe, ownership via a mortgage fell from 7,426,556v to 6,839,418, a fall of 8%. In 8 years, the shift from number of private rentals to number of mortgaged houses, closed by 20%. |
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Post by captslapper on Feb 6, 2022 14:38:22 GMT
I give up. If you can't even understand the logic behind my last post, there's no point explaining the errors in your thought process. Well over 1,500,000 houses have been built in the last 10 years. In my town alone, they've built 30,000 new homes in the last decade. Homes owned by occupier mortgages has fallen by over 10% in that period. Who do you think is buying them from the developer then? You should give up because you've got to the stage now where youre even ignoring your own links! Look at the graph on you link. Look at the 4 lines on it. Look how both the lines showing private and social rent are totally flat. Now think.. Dianne Abbott would get it at this point... if we were switching to a rental system where more and more people were renting... would the line showing the amount of houses being rented go up ? Yes.. yes it would. Is that line going up? No,, no it isn't. If landlords, either private or big evil corporations were snapping up all these new homes and renting them out, then the number of rental houses would go up.. that line would be going up.. it isn't. The proportion of homes occupied by people who are renting would go up.. it isn't.. its falling and has been for 4 years. Heres news.. when you pay your mortgage off you dont lose the house. You dont have to sell the house either. You can stay living in it. Its yours. Your house switches from 'an owner occupied with a mortgage' to just an 'owner occupied'. More and more people are paying their mortgages off. People take their mortgages out for much shorter terms because they can afford to with interest rates being so low for so long now, and it saves them a shit load of money. Added to people living longer, that is why ownership without a mortgage is the only major change on that chart and its going up. In this country we actually have a shortfall of rental properties. Thanks to the government targeting landlords with all sorts of punitive tax measures and bureacracy and handing all power to tenants, not enough people are buying houses to rent out. In-between selling and buying a house last year we rented for 5 months. The choice I had was almost none. 1 house in Mirfield and I wouldn't have wanted it. All the estate agents I registered with said the same thing.. rentals are like rocking horse shit at the moment. When one does come up there is a clamour to get it as demand far outstrips supply. We fell extremely lucky and happened to know someone who was coming out of a rental in the town and were able to take that one without the landlord having to pay for an estate agent to find someone, otherwise we'd have had to look much further afield.. but everywhere was the same. |
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Post by captslapper on Feb 6, 2022 14:44:08 GMT
Private rental and social rental is flatlined on the chart in your link. It isn't going up. Simply not true. Look at it. Private rental went up from 4,273,390 to 4,780,335 in 8 years, an increase of 12%In the same timeframe, ownership via a mortgage fell from 7,426,556v to 6,839,418, a fall of 8%. In 8 years, the shift from number of private rentals to number of mortgaged houses, closed by 20%. Look at the line from 2015 to now.. flat. FLAT AS A FART. All that rise took place over 7 years ago! Since then... nothing. Even Dianne would notice that.. why can't you? At the very worst, your apocalyptical hysteria enduced prophecy of a change to mass rental seems to have fizzled out years ago before it even got going. |
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Post by Deleted on Feb 6, 2022 15:44:08 GMT
Bearing in mind how many poor immigrants have flooded into the UK over the last decade or so, you might have expected the demand for rented accommodation would have gone through the roof. No doubt what's helped to keep the lid on things are a combination of those living in garden sheds/garages and wall-to-wall-mattressed terrace houses.
Whilst many EU-ers have departed post-Brexit....creating a bit of slack...newcomers continue to roll up. Many Hong Kongers should be no problem....and some of those boat people will no doubt be financed from home...but overall demand will surely continue to rise.
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Post by captslapper on Feb 6, 2022 15:56:37 GMT
Certainly in London and the south east. But the problem of a shortage of houses being rented out is a national one.
Think part of the problem is the government looks at London and the specific issues there are there and then rolls out policies based on that without considering that in other parts of the country the issues are very different.
So they introduce punitive measures to temper the rise in landlord ownership in London that was driving the prices of 'affordable' housing up beyond people's reach down there.. but that leaves places like West Yorkshire where that wasn't an issue, with a big shortage of rentals.. driving the prices up for tenants... and that in turn gives tenants almost no chance of saving whats required to get themselves on the housing ladder.
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Post by Deep Space on Feb 6, 2022 16:14:12 GMT
The bedroom tax was a major factor in creating problems in the North of England (because there was a major rented stock of 2-bedroomed properties as compared to other parts of the country, combined with as I recall some regional limits based around target & market rents). I went to endless meetings with Housing Associations around 2014/15 who were genuinely afraid that combined with the Universal Credit rules were going to bankrupt them. They ended up with huge surpluses of 2-bed properties whilst having massive waiting lists for 1-bed properties. Some of the big ones were employing consultants to see if box bedrooms could be redesignated as studies or storage areas to bring them into the single letting sphere without leaving the incoming tenants with unsustainable rent bills.
Now that was fundamentally all about saving public money. I don't actually know how it is playing out these days as I moved out of housing work not long after, but in terms of this conversation, that would appear to be bizarre behaviour from people who wanted everyone renting.
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Post by Wilsonwilson on Feb 6, 2022 21:44:09 GMT
Simply not true. Look at it. Private rental went up from 4,273,390 to 4,780,335 in 8 years, an increase of 12%In the same timeframe, ownership via a mortgage fell from 7,426,556v to 6,839,418, a fall of 8%. In 8 years, the shift from number of private rentals to number of mortgaged houses, closed by 20%. Look at the line from 2015 to now.. flat. FLAT AS A FART. All that rise took place over 7 years ago! Since then... nothing. Even Dianne would notice that.. why can't you? At the very worst, your apocalyptical hysteria enduced prophecy of a change to mass rental seems to have fizzled out years ago before it even got going. Jesus H. Even factual arithmetic is wrong if doesn’t agree with your flawed agenda now. What’s the point in debating? I’ve just shown you how you are wrong, using basic maths from a graph you looked at, but clearly didn’t understand the figures within. Flat as a fart? Brain waves maybe. |
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Post by captslapper on Feb 7, 2022 0:03:15 GMT
No einstein.. look at your own link.
Look at what your own link is saying.
Look at the line showing rentals on your own link's graph.
Look at how it has been flat as a fart for YEARS!!
Put your cursor on the line.. put it on 2016...read the number of rentals... then put it on 2020 and read that number.
Notice that in 2016 it was 4,815,947.... notice that in 2020 it was 4,780,335
Then notice that Im being generous saying its flat as a fart... because its actually FALLING!!!
Even your own evidence is screaming loud and clear that you and your guru Russell fucking Brand are talking utter horseshit.
Thats before we even get back to my link which also proves you are.
Youre a victim Wilson. A poor gullible sap used to spread the deluded dimwittery of fantasists and cranks.
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